Why Gun & Trophy

Coverage built by people who insure their own collections.

Gun & Trophy is the Cushman family agency: collectors and competitive shooters who protect firearms and trophies for everything the hunt put into them. We wrote the coverage we wanted for our own guns, then made it available to yours.

A collector's gun room, the kind of collection Gun & Trophy was built to protect

“We insure our own collections.”

The Cushman family

A hunter in the field with an oryx trophy
A hunter with a blackbuck trophy
Two hunters with a pair of oryx trophies
Hunters at the ranch gate after a successful hunt

Real hunts. Real trophies. The collections we live with and the ones we cover.

The Cushman family

We built this because we needed it too.

The Cushmans are collectors and competitive shooters. We insure our own guns and our own trophies, so we know what a serious collection is worth, and exactly where ordinary coverage leaves you exposed.

Larry Cushman started the agency. His son, Cole, runs it today, and you will usually reach him directly, sometimes from a hunt overseas. Same family, same phone, and the same standard we hold our own collections to.

When you own guns worth protecting, or a trophy that took years and real money to earn, a single line buried in a homeowner's policy does not cut it. So we wrote specialist coverage for firearms and trophies, with the cost of the hunt folded into every trophy's value, then backed it with a carrier that pays.

Why collectors choose us

Four reasons this is different.

The things that matter for our own collections are the things we built the policy around.

We insure our own collections

The Cushmans are collectors and competitive shooters who insure their own guns and trophies. You get specialists who actually shoot and hunt, sometimes answering the phone from a hunt overseas.

Primary, never secondary

We pay first on your owned guns. Your homeowner's policy, and your homeowner's rate, never enter the picture.

Radical simplicity

No serial numbers, no appraisals under $50,000, no itemizing. Prove ownership only if you ever file a claim.

Backed by The Hanover

A boutique agency with every policy carried by The Hanover, established 1852 and rated A (Excellent) by AM Best, the insurance industry's rating authority since 1899. Specialist adjusters who understand value.

Rated A (Excellent)

by AM Best, the industry's rating authority

Backed by The Hanover

A financially strong carrier behind every policy.

Every Gun & Trophy policy is underwritten by The Hanover Insurance Group, one of the oldest property and casualty carriers in the country, established in 1852 and rated A (Excellent) by AM Best, the insurance industry's rating authority since 1899. You get boutique service on the front end, and a financially strong carrier with specialist adjusters standing behind every claim.

Ready when you are

Insure your collection with people who insure their own.

See your price in about ten seconds, or call and talk it through with a specialist who shoots and hunts. No pressure, no script.

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