The best hunting trophy coverage offered in the U.S.A.
Trophy Coverage
Your hunting trophy collection represents a lifetime of memories, dedication to, and achievement. Homeowners insurance provides blanket coverage for many trophies; however, it doesn't offer reimbursement for the actual cost of your hunt.
Revisit your hunt
A picture and a check can make you whole. The hole over the fireplace is another matter.
While a picture and a check from your insurer may “make you whole” from the loss of your magnificent Argali, the hole over the fireplace where its huge head used to look over your living room can't be replaced, nor can the memories… or can they?
The Argali is one of the 350+ animals Gun & Trophy provides coverage under our trophy policy. And while we can't turn back time, we can pay the majority of the cost to send you back to the Altai Mountains in Central Asia for another shot.
What it covers
Valued for what the hunt actually cost.
A trophy has no resale market and no replacement cost a homeowner's policy can recognize. We insure the finished trophy at a stated value that folds in what the hunt cost you, the airfare, day rates, and trophy fees.
350+ species
Gun & Trophy provides coverage for 350+ animals under the trophy policy, across every continent.
Hunt costs included
Trophy coverage is provided at stated limits defined in the application and includes the cost of the hunt. Replacement limits are generally 75% of what a hunter spends on a particular hunt.
One policy, one minimum
Guns and trophies on a single policy with one minimum premium. Most competitors write separate policies with separate minimums.
Worth knowing: trophies are not covered until they clear U.S. Customs. For trophy collections over $250,000, coverage moves to the Premier plan and is subject to approval.
One policy
Guns and trophies, covered together.
Gun & Trophy Insurance is modern insurance for the game hunter. We proudly partner with The Hanover Insurance Group and operate as an independent insurance agency for U.S. Citizens, representing thousands of individuals across the country.
Questions
Trophy questions, answered.
Trophy questions
Our intent with trophy/hunt replacement coverage is to provide the insured with a payment that is more in line with the amount invested into a hunt. Our limits are generally 75% of what a hunter spends on a particular hunt, some being higher some being less.
There are too many variables to calculate specific limits for each hunt/species that an individual has taken. A whitetail hunt for example can cost anywhere from $0 to $25k. We are able to make some modifications (on larger collections) however it is subject to approval.
Our rates drop for larger collections. This is triggered for collections over $100k, $250k, and $500k.
We also have 4 deductible options: $500, $1,000, $2,500, and $5,000. The majority of clients use a $500 deductible. For larger collections, especially large trophy collections, a higher deductible becomes more attractive.
Unlike most homeowners insurance carriers, we only require appraisals or bills of sale for individual items over $50k. Items over $50k also need approval prior to securing coverage.
Get covered
Insure the collection and the hunts behind it.
Trophy collections are quoted with your guns on a single policy. Start online, or call and talk it through with someone who hunts.